What makes us
Strong
We are one of the few local bank Payment Facilitators (PayFac), and the service and technology we use are full adapted to bank regulations.
Reliable Partners
As a leading local bank payment service provider, we understand the unique requirements and regulations of the banking industry.
By leveraging our expertise and experience, we offer reliable and secure payment solutions that are tailored to meet the specific needs of banks and their customers.
Funds Protection
We understand how crucial funds are to your business operations and growth. Our customisable risk rules are designed to address your unique challenges and protect your enterprise.
Our commitment to compliance and innovation ensures a secure and reliable payment environment, fostering trust and confidence for both you and your customers.
What shapens
Our Background
Registered in Hong Kong in 2017, FINTECH PAYMENT LIMITED is one of the leading software developers specialising in customised software solutions with the latest cloud and payment technologies.
The founder of the company is an expert in the fields of payment and software solutions. He has over 10 years of experience playing a senior business development role on Online-to-Offline (O2O) and FinTech areas, focusing not only in Tencent WeChat Pay and Alipay businesses, but also VISA, Mastercard, China UnionPay and other new payment tools, and lining up thousands of retail shops and F&B networks. In addition, he is knowledgeable in global payments, remittance, and financial compliance.
Fintech Payment Limited has fully registered as a Supplier with the Hong Kong Productivity Council (“HKPC”) and we are officially included in HKPC’s Supplier List and recognised by the e-Procurement website (eProQ).
Company Milestone
What we can
Benifit you
As a payment facilitator for local bank, we now have access to a wider range of payment processing capabilities and resources, that helps you streamlining your operations and boosting bottom line:
Simplified Payment Processing
We handle the complex technical aspects of accepting payments, allowing merchants to focus on their core business. We manage payment gateways, security protocols, and fraud prevention, providing a seamless and secure checkout experience for customers.
Reduced Costs
By handling payment processing, we often offer lower transaction fees compared to traditional payment gateways. We also reduce the overhead associated with maintaining our own payment infrastructure.
Improved Security
We invest in robust security measures, safeguarding sensitive customer data and protecting merchants from fraudulent activities. This can lead to increased customer trust and reduced chargeback risks.
Scalability and Growth
We provide the infrastructure to scale your business easily. As your customer base grows, you can seamlessly handle the increased transaction volume, allowing you to focus on expanding your operations.
The platform help your
Business Growth
We are dedicated to continual progress, going the extra mile in pursuit of excellence for our clients and their communities.
What is Payment Facilitator?
A payment facilitator, often shortened to “PayFac,” is a company that acts as a bridge between businesses and payment processors. Essentially, they help businesses accept payments without having to obtain their own merchant account. Payment facilitators provide a streamlined solution, handling the complex technical and regulatory aspects of payment processing, allowing businesses to focus on their core operations. This can be especially beneficial for startups or businesses operating in niche markets, where obtaining a traditional merchant account can be challenging.
Payment Facilitator vs Acquirer
Payment Facilitator & Acquirer both play vital roles in the payment processing ecosystem, their functions and responsibilities differ significantly.
Payment Facilitator | act as a bridge between merchants and payment processors, handling much of the onboarding, compliance, and risk management processes.
Acquirer | on the other hand, directly connect with the card networks, authorise transactions, and settle funds.
Essentially, payment facilitators streamline the merchant onboarding process, while acquirers are the financial backbone for processing transactions.
